Skip to main content
D&M Fernandez Dental office banner

Financial Options

Making Care Accessible

At D&M Fernandez Dental, we believe cost should never stand in the way of a healthy smile. We offer flexible financial options and accept a wide range of dental insurance plans to make your care as convenient as possible. If you have questions about coverage or payment, please call us at 949-581-1900.

Insurance We Accept

We work with most major dental insurance providers. Don't see yours listed? Give us a call — we're happy to help verify your benefits.

Principal
Guardian
UnitedHealthcare
MetLife
Blue Cross Blue Shield
Delta Dental
Aetna
Cigna
Ameritas
Anthem Blue Cross
Sun Life
United Concordia Dental
Humana

We Also Accept

Credit Cards
Cash
Checks
CareCredit

No Insurance? No Problem.

We offer an in-house membership plan for patients without insurance. Enjoy affordable preventive care and discounts on additional treatments.

View Membership Plan

Start With A Conversation

We Would Love To Meet You

Call to schedule with our caring dentists in Mission Viejo, CA, and discover dental care that feels calm, clear and centered on your needs.

Frequently Asked Questions

Choosing a new provider should feel simple. Learn what to expect from appointments, comfort-focused care, technology and our family-owned approach before visiting us.

We explain each step, check in often and create a calm pace so patients feel informed during their care.

Our husband-and-wife doctors guide the practice with shared values, personal accountability and a sincere focus on patient relationships.

We use modern tools to improve diagnosis, planning and communication so patients can better understand their oral health.

Please bring identification, insurance information and any recent dental records so our team can review your needs and prepare efficiently.